Understanding Wind-Driven Rain and How It Affects Insurance Coverage

What Homeowners Need to Know About This Tricky Claim Category

If your roof leaks after a storm, you might assume insurance will cover the damage. But insurers often point to a tricky clause: “wind-driven rain.”

✅ What Is Wind-Driven Rain?

It occurs when rain is pushed under shingles, flashing, or siding by strong winds. Even without visible shingle loss, water can enter your home.

✅ Insurance Complications

Carriers sometimes deny these claims, arguing the roof wasn’t “damaged” but simply allowed wind-blown rain inside. This leaves many homeowners with out-of-pocket repairs.

✅ How a Contractor Helps

Experienced contractors know how to document lifted shingles, creases, or loose flashing that prove storm damage—not just water intrusion.

Final Thoughts

Wind-driven rain claims require careful documentation and persistence. Don’t accept a quick denial without a professional inspection.

✅ Suspect wind-driven rain damage?
Twin Bridge Roofing & Construction offers detailed inspections and claim assistance to protect your home and rights.

📞 (563) 655-4902 | 🌐 www.roofqc.com