How to Document Storm Damage for a Successful Insurance Claim

The Right Photos and Paper Trail Make All the Difference

After a hail or wind storm hits your neighborhood, your first instinct is probably to check for damage—and that’s exactly right. But how you document that damage is what determines whether you’ll be paid, delayed, or denied.

Here’s how to document storm damage like a pro.

📷 Start with Clear Photos

Use your phone or a camera to capture:

• Wide-angle shots of all sides of the home

• Close-up damage to shingles, gutters, siding, or windows

• Hailstones (next to a coin for size)

• Debris on the ground (shingles, branches, etc.)

• Water leaks or interior staining

Take pictures before cleanup and include timestamps if possible.

🧾 Save All Paperwork

Keep track of:

• Contractor inspection reports

• Emergency repair invoices (e.g., tarping)

• Communication with your insurance company

• Weather reports or storm alerts for your area

These documents create a strong paper trail showing storm-related loss.

🗓️ File the Claim Promptly

Most policies require you to file within 30 to 60 days of the damage. Waiting too long could give your insurer grounds to deny based on delayed reporting or worsening conditions.

🔧 Let Us Inspect and Document for You

At Twin Bridge Roofing and Construction, we provide:

• Insurance-ready damage reports

• Photo documentation

• Assistance communicating with your adjuster

• Supplement handling for missed items

📞 Call (563) 655-4902
🌐 Schedule a post-storm inspection at www.roofqc.com

The best claims start with the right evidence—let us gather it for you.