5 Mistakes

5 Common Mistakes Homeowners Make During Storm Claims

September 13, 20251 min read

5 Common Mistakes Homeowners Make During Storm Claims

Avoid These Pitfalls to Get the Settlement You Deserve

Filing a roof claim after a storm can be stressful. Unfortunately, many homeowners make mistakes that cost them time, money, or even full coverage. Here are the top errors to avoid.

✅ Mistake 1: Not Documenting Right Away

Waiting too long to take photos or video of the damage can weaken your case. Insurers may argue the damage wasn’t caused by the storm.

✅ Mistake 2: Accepting the First Offer

Initial offers are often low. If you don’t review them with a contractor, you may miss out on thousands in coverage.

✅ Mistake 3: Attempting Repairs Yourself

DIY work can destroy evidence of storm damage and even void your claim.

✅ Mistake 4: Overlooking Code Upgrades

Your policy may cover required code upgrades—but only if they’re documented properly.

✅ Mistake 5: Not Having a Contractor Present

An experienced roofing contractor can point out overlooked damage during the adjuster’s inspection.

Final Thoughts

Avoiding these common mistakes makes the difference between a denied claim and a fully funded roof replacement.

Need expert help navigating your claim?
Twin Bridge Roofing & Construction works with you every step of the way.

📞 (563) 655-4902 | 🌐 www.roofqc.com

Back to Blog